Terms of Business

These Terms of Business outline the agreement between Kingsbrook Finance (“we,” “us,” or “our”) and our clients (“you” or “your”) regarding the provision of our financial services. By engaging with our services, you agree to these terms.

1. Our Services

We provide financial advice, planning, and related services as agreed upon with you. A detailed description of the services will be outlined in our engagement letter, proposal, or agreement.

2. Fees and Payment Terms

  • Our fees will be communicated to you in writing before any work begins.

  • Payment terms, including due dates, will be outlined in the engagement letter or invoice.

  • Late payments may incur interest charges at a rate of [Insert Rate]% per annum, calculated daily.

3. Your Responsibilities

To enable us to deliver our services effectively, you agree to:

  • Provide accurate, complete, and timely information as requested.

  • Inform us promptly of any changes to your circumstances that may affect our advice or services.

  • Settle invoices in accordance with the agreed payment terms.

4. Confidentiality

We treat all client information as confidential and will not disclose it to third parties without your consent, except where required by law or regulatory obligations.

5. Data Protection

We process personal data in accordance with applicable data protection laws, including the General Data Protection Regulation (GDPR). For more information, please refer to our Privacy Policy.

6. Limitation of Liability

  • We will perform our services with reasonable care and skill.

  • Our liability for any claims arising from the provision of our services is limited to the amount of fees paid by you for the specific service in question, except in cases of gross negligence, fraud, or willful misconduct.

  • We are not liable for indirect, consequential, or financial losses resulting from decisions made based on our advice.

7. Termination of Services

  • Either party may terminate the agreement by providing [Insert Notice Period] written notice.

  • We reserve the right to terminate services immediately if you fail to comply with these terms, including non-payment of fees.

  • Upon termination, any outstanding fees will remain payable.

8. Regulatory Compliance

Kingsbrook Finance is regulated by [Insert Regulatory Body] and complies with all applicable laws and regulations.

9. Complaints Procedure

If you are dissatisfied with our services, please contact us at [Insert Contact Email/Phone]. We will address your concerns promptly and aim to resolve any issues in accordance with our complaints procedure.

10. Force Majeure

We are not liable for delays or failure to perform our obligations due to events beyond our reasonable control, including but not limited to natural disasters, pandemics, or regulatory changes.

11. Governing Law and Jurisdiction

These Terms of Business are governed by the laws of [Insert Jurisdiction], and any disputes will be subject to the exclusive jurisdiction of the courts of [Insert Jurisdiction].

12. Amendments

We reserve the right to amend these Terms of Business from time to time. Any updates will be communicated to you in writing or via our website.

13. Entire Agreement

These Terms of Business, together with any engagement letter or agreement, constitute the entire agreement between us and supersede any prior discussions or representations.