Buy To Let
Strategic Support to Build Long-Term Property Wealth
Buy To Let
The Buy-to-Let market is constantly growing
A buy-to-let mortgage is a type of loan designed for individuals who wish to purchase a property with the intention of renting it out to tenants.
Whether you are looking to purchase your first rental property and have no idea where to start our team of Mortgage Advisers can guide you through the entire process giving you the confidence to become a property landlord for the first time.
Or if you are an existing landlord looking to add to your property portfolio with a new purchase or you need to reassess your financial situation by remortgaging multiple properties our team of advisers will work with you to help manage your portfolio and grow your business.
Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Talk with our Mortgage Adviser
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What are the Key Differences with Buy-to-Let Mortgages?
Higher Interest Rates
Buy-to-Let mortgages generally carry slightly higher interest rates, reflecting the additional risk involved with rental properties.
Rental Income Over Personal Income
Lenders usually base their decision on the property's expected rental income, not your salary. In fact some lenders won’t assess your personal income at all, especially if you're an experienced landlord.
Larger Deposit Required
You'll typically need a deposit of at least 20–25% of the property's value, though some lenders may ask for more depending on the property and your circumstances.
Why Choose Us?
Kingsbrook Finance
At Kingsbrook Finance we offer expert Buy-to-Let mortgage advice, tailored to your goals for both new and experienced landlords.
With access to top lenders and straightforward guidance, we make investing simple. We’ll help you:
Secure the right mortgage structure for your investment.
Compare products across a wide panel of lenders.
Evaluate cash flow, yield, and tax considerations.
Understand regulatory responsibilities as a landlord.
Buy to Let made simple – expert advice, smart solutions
Kingsbrook Finance
Speak with our expert team today about finding the right Buy-To-Let mortgage solutions for you
To ensure you receive the most appropriate advice, Kingsbrook Finance will refer enquiries to our trusted third-party.