Buy To Let 

Strategic Support to Build Long-Term Property Wealth

Buy To Let  

The Buy-to-Let market is constantly growing 

A buy-to-let mortgage is a type of loan designed for individuals who wish to purchase a property with the intention of renting it out to tenants.

Whether you are looking to purchase your first rental property and have no idea where to start a mortgage adviser can guide you through the entire process giving you the confidence to become a property landlord for the first time.

Or if you are an existing landlord looking to add to your property portfolio with a new purchase or you need to reassess your financial situation by remortgaging multiple properties a mortgage advisers will work with you to help manage your portfolio and grow your business.


SOME FORMS OF BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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What are the Key Differences with Buy-to-Let Mortgages?

Higher Interest Rates

Buy-to-Let mortgages generally carry slightly higher interest rates, reflecting the additional risk involved with rental properties.

Rental Income Over Personal Income

Lenders usually base their decision on the property's expected rental income, not your salary. In fact some lenders won’t assess your personal income at all, especially if you're an experienced landlord.

Larger Deposit Required

You'll typically need a deposit of at least 20–25% of the property's value, though some lenders may ask for more depending on the property and your circumstances.

Why Choose Us?

Kingsbrook Finance

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At Kingsbrook Finance, our trusted third party mortgage adviser offers expert Buy-to-Let mortgage advice, tailored to your goals for both new and experienced landlords.

They have access to top lenders and straightforward guidance, making investing simple. They’ll help you:

  • Secure the right mortgage structure for your investment.

  • Compare products across a wide panel of lenders.

  • Evaluate cash flow, yield, and tax considerations.

  • Understand regulatory responsibilities as a landlord.

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Buy to Let made simple – expert advice, smart solutions

Speak with a mortgage adviser today about finding the right Buy-To-Let mortgage solutions for you

Kingsbrook Finance

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Kingsbrook Finance Ltd are not authorised to provide advice on Mortgages, this will be referred to our trusted third party.