Specialist Mortgages
Tailored Mortgages for Every Unique Situation
Specialist Mortgages
We understand that it is becoming increasingly rare to have a “straightforward” mortgage situation.
Specialist mortgages are designed for borrowers whose circumstances fall outside the criteria for standard residential lending. They provide solutions for individuals with complex income streams, unusual property types, or non-standard financial situations.
Examples of situations where specialist mortgages may be used include:
Business owners with variable income
Borrowers with multiple income sources, such as dividends, bonuses, or investment income
Clients new to the UK or with overseas income
Purchase of unique or non-standard properties, including new-builds, listed buildings, or off-plan developments
Buy-to-let or portfolio expansion
No matter your situation, we can provide guidance.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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Specialist Advice
There are certain areas which require specialist advice. Although we do not provide advice in these areas, we have a trusted network of specialist advisers and can point you in the right direction for
Bridging Finance
Bridging finance is a short-term loan designed to provide temporary funding when immediate capital is required. It is commonly used to bridge a gap between buying a new property and selling an existing one, or to finance time-sensitive property purchases and developments.
Commercial Finance
Commercial finance provides funding for businesses or individuals purchasing, refinancing, or developing commercial property. Unlike residential mortgages, these loans are assessed primarily on the property’s potential income and the borrower’s business or financial position.
Tailored Solutions for Every Situation
Kingsbrook Finance
We offer tailored mortgage guidance through a trusted specialist mortgage adviser, making even complex cases simple and stress-free.
Whether you’re navigating unusual income structures, self-employment, foreign income, or looking to optimise your financial position we’ll help you find a solution that aligns with your broader financial goals.
Speak with a mortgage adviser today about finding the right mortgage solution for you
Kingsbrook Finance Ltd are not authorised to provide advice on Mortgages, this will be referred to our trusted third party.