Private Medical Cover

Care you deserve

Private Medical Cover

Private Medical Insurance (PMI) gives you and your family fast access to high-quality healthcare without the wait times, uncertainty, or compromise.

We all know that the NHS is a vital safety net for people who need medical treatment. However, in some cases, public health care may not provide the level of care that you need or the wait times for treatment may be too long.

With cover in place, you’ll benefit from:

  • Private hospital treatment at leading UK facilities.

  • Direct access to top consultants and specialists.

  • Flexible appointment scheduling to suit your calendar.

  • Advanced diagnostics, treatments, and procedures.

  • Comfortable, private rooms and premium care environments.

Your health is your most valuable asset - Private Medical Cover helps you protect it with speed, choice, and peace of mind.

Talk with our Insurance Adviser

By pressing submit you give Kingsbrook Finance permission to contact you and use your data inline with our privacy policy 

What are the benefits to having Private Medical Cover?

  • People walking in a busy indoor public space, seen from above.

    Faster Access to Healthcare

    Private medical insurance gives you faster access to appointments, treatments, and surgeries, often with greater flexibility in scheduling. It helps reduce the stress and uncertainty of long NHS waiting times - so you can focus on your health, not the wait.

  • Close-up of a person's wrist wearing a silver watch with a green and black dial, white hour markers, and a stainless steel band. The person is dressed in a navy blue suit with a white shirt. The background shows blurred pavement and part of a black leather bag.

    Flexible Appointments

    Choose appointments that fit around your schedule, including evenings or weekends.

  • Close-up of a patient's hand and arm with an IV line in a hospital bed.

    Advanced Diagnostics & Treatments

    Access to cutting-edge tests, drugs, and procedures that may not be available through the NHS.

  • Family of three sitting on a beige carpet in a living room, smiling, with the father and mother holding a cardboard roof above their heads, creating a playful family moment.

    Cover For The Whole Family

    If you have other loved ones to consider, Private Health Cover offers family plans ensuring that your family has the best medical care available, offering peace of mind in the event that any serious medical problems ever arise.

  • A woman with blonde hair, wearing an orange top and a cross necklace, is leaning on a kitchen counter and looking at her smartphone.

    Online Appointments

    No one likes waiting for appointments, especially when it's something that could be sorted quickly. Private Health Cover gives you access to online appointments, helping you get seen faster and avoid the stress of visiting a clinic in person.

  • View of a river with boats, a city skyline in the distance, a row of trees with orange leaves, and a large hotel building labeled 'St. Thomas' Hospital' in the foreground.

    Private Hospitals

    Receive care in modern hospitals with private rooms, enhanced comfort, and more personalised attention.

Frequently Asked Questions

What will PMI cover me for?

Coverage varies depending on the insurer and the level of plan, however most policies will typically cover;

Cancer Treatments, Specialist consultations, Diagnostic tests (e.g. MRI, blood tests), Hospital treatment and surgery, In-patient and day-patient care & Mental health support (on some plans).

Is PMI only for the wealthy?

While some high-end plans can be expensive, there are plenty of affordable options available to suit a range of budgets - making private healthcare more accessible than you might think.

Can I still use the NHS?

Yes! You can continue using the NHS for any treatments you prefer, or for conditions not covered by your policy.

PMI gives you more choice.

Are there different levels of cover?

Yes - basic plans cover in-patient treatment only, while more comprehensive options include outpatient consultations, mental health, dental, and optical care.

Are Pre-Existing Conditions Covered?

Typically, pre-existing conditions are not covered, but some providers may cover them after a certain period, depending on the policy.

If I travel abroad - am I still covered?

Standard PMI usually only covers treatment within the UK. For international cover, you’ll need private health insurance with overseas benefits or a separate travel insurance policy.

Kingsbrook Finance

How We Can Help You

Your health is personal - and so is our approach.
We’re here to make your options clear, provide tailored advice, and find the right cover for you.

Ready to protect what matters?

Two medical professionals reviewing brain scan images on computer monitors in a bright office.
A stethoscope and a laptop on a table, with a person in the background writing on a notepad.